SBI FD Rates March 2022 – SBI Fixed Deposit Interest Rates 2022?

SBI FD Rates March-2022 ll sbi interest rates 2022 ll sbi fixed deposit scheme ll sbi fd interest rates ll sbi fixed deposit scheme , SBI FD Interest New Rates भारतीय स्टेट बैंक के द्वारा कई सारे सुविधा और लाभ के साथ 7 दिन से लेकर 10 वर्ष तक के समय के लिए FD पर आकर्षक ब्याजदर दिया जा रहा है । बड़े नागरिकों को 0.8% ज्यादा ब्याज दर दिया जाता है। वहीं आम जनता के लिए ब्याज दर 2.90 % प्रतिवर्ष है।

SBI FD मैं कई सारी विशेष बातें हैं जो ग्राहकों के लिए बहुत महत्वपूर्ण है जो इस प्रकार हैं।

  • ✔️  कैलेंडर तिमाही मासिक आधार पर ब्याज भुगतान
  • ✔️  कम से कम जमा राशि ₹1000 है।
  • ✔️  अधिकतम जमा करने का कोई सीमा नही है।
  • ✔️  कार्यकाल का समय 7 दिन से लेकर 10 वर्ष तक।
  • ✔️  नामांकन की सुविधा भी उपलब्ध है।
  • ✔️  FD पर मूल राशि का 90% तक कर्ज ले सकता है।

sbi fixed deposit scheme

SBI Fixed Deposit Rates 2022

SBI FD Rates in India

Tenure

Non-senior citizen FD Rates

Senior Citizen FD Rates

7 days to 45 days 2.90% 3.40%
46 days to 179 days 3.90% 4.40%
180 days to 210 days 4.40% 4.90%
211 days to 364 days 4.40% 4.90%
1 year to 1 year 364 days 5.10% 5.60%
2 years to 2 years 364 days 5.10% 5.60%
3 years to 4 years 364 days 5.30% 5.80%
5 years to 10 years 5.40% 6.20%

एसबीआई में फिक्स डिपॉजिट की योजना किस प्रकार से है।

  1. ✔️  एसबीआई में ग्राहकों के द्वारा कई तरह के फिक्स डिपाजिट को किया जाता है।
  2. ✔️  एसबीआई टर्म डिपॉजिट: फिक्स्ड डिपॉजिट जो आप एसबीआई के पास 7 दिनों से लेकर 10 वर्षों तक रखते हैं अगर आप समय से पहले पैसा निकालना चाहते हैं तो आपको इसके लिए चार्ज लगेगा।

एसबीआई सेविंग टैक्स स्कीम

टैक्स सेविंग फिक्स्ड डिपॉजिट स्कीम टेक्स् को कम करने के लिए खोला जाता है और प्रत्येक साल 1.5 लाख तक का कटौती मिल सकता है।

sbi fixed deposit scheme

एसबीआई फिक्स्ड डिपॉजिट पुनर्निवेश योजना

ये योजन उस जगह पे होता है जहां तिमाही ब्याज आपके मूलधन की जमा राशि में जोड़ा जाता है इस पर एक और ब्याज की गणना की जाएगी। और ब्याज का पुनर्निवेश उस राशि में किया जाएगा जो अधिक ब्याज और मश्योरुत्ति राशि प्रदान करती है ।

एसबीआई वार्षिक जमा योजना
इस योजना के अनुसार आपको एक बड़ी राशि जमा करनी होगी और राशि का भुगतान मासिक किस्तों के रूप में किया जाएगा

SBI FD Interest Rates for Domestic Term Deposits (Less than Rs. 2 Crore)

Maturity Period Deposit Amount (Rs.) Interest Rate (p.a.) Interest Rate (p.a.)
General Senior Citizen
7 days to 45 days Less than 2 crores 2.90% 3.40%
46 days to 179 days Less than 2 crores 3.90% 4.40%
180 days to 210 days Less than 2 crores 4.40% 4.90%
211 days to less than 1 year Less than 2 crores 4.40% 4.90%
1 year to below 2 years Less than 2 crores 4.90% 5.40%
2 years to below 3 years Less than 2 crores 5.10% 5.60%
3 years to below 5 years Less than 2 crores 5.30% 5.80%
5 years & up to ten years Less than 2 crores 5.40% 6.20%

Which bank FD rate is high in 2022?

Axis Bank offers the highest FD interest rate of 5.75% p.a. which is for a tenure of 5 years and above for the general public. For senior citizens, the interest rate is up to 6.50%. The second highest interest rate is 5.60% p.a. which is offered by HDFC Bank for a tenure of 5 years and above.

post office fd rates

Is Post Office FD safe?

Guaranteed Returns: As a government backed savings scheme, the post office fixed deposit is one of the safest option of investment and offers guaranteed return. Considerable Interest Rate: The post office fixed deposit offers an interest rate of 6.7%.

SBI FD Interest Rates for Domestic Bulk Term Deposits (Rs 2 Crore & above)

Maturity Period Deposit Amount (Rs.) Interest Rate (p.a.)  Interest Rate (p.a.)
General Senior Citizen
7 days to 45 days 2 crore and more 2.90% 3.40%
46 days to 179 days 2 crore and more 2.90% 3.40%
180 days to 210 days 2 crore and more 2.90% 3.40%
211 days to less than 1 year 2 crore and more 2.90% 3.40%
1 year to below 2 years 2 crore and more 2.90% 3.40%
2 years to below 3 years 2 crore and more 3.0% 3.50%
3 years to below 5 years 2 crore and more 3.0% 3.50%
5 years & up to ten years 2 crore and more 3.0% 3.50%

Which SBI FD is best?

What is the highest FD rate for SBI? Ans:. The highest FD interest for SBI is 6.75% for regular accounts and 7.25% for Senior Citizens, only for the Fixed Deposits with tenure of minimum 5 years.

SBI Fixed Deposit Interest Rates for NRO:  Rs. 2 Crores & Above

Maturity Period Deposit Amount (Rs.) Interest Rate (% p.a.)
7 days to 45 days 2 Crore and more 2.90%
46 days to 179 days 2 Crore and more 2.90%
180 days to 210 days 2 Crore and more 2.90%
211 days to less than 1 year 2 Crore and more 2.90%
1 year to below 2 years 2 Crore and more 2.90%
2 years to below 3 years 2 Crore and more 3.00%
3 years to below 5 years 2 Crore and more 3.00%
5 years & up to ten years 2 Crore and more 3.00%

Can I invest in FD every month?

Monthly Income FD Schemes. Fixed Deposit (FD) monthly income schemes are an ideal option for those who want to earn a regular fixed income on a monthly basis. … This type of term deposit promises the investor guaranteed returns at a certain rate of interest, every month.

Compare FD Interest Rates of Top Financial Institutions

BANKS GENERAL CITIZENS SENIOR CITIZEN View details
SBI 5.30% – 5.40% 5.80% – 6.20% View details
Axis Bank
2.50% – 5.75% 2.50% – 6.50% View details
Bandhan Bank
3.00% – 5.00% 3.75% – 5.75% View details
Bank of Baroda
2.80% – 5.25% 3.30% – 6.25% View details
Bank of India
2.85% – 5.05% 3.35% – 5.55% View details
Canara Bank
2.90% – 5.40% 2.90% – 5.90% View details
Central Bank of India
2.75% – 5.00% 2.90% – 3.25% View details
DBS Bank
2.50% – 5.50% 3.50% – 6.00% View details
HDFC Bank
2.50% – 5.60% 3.00% – 6.35% View details
 
IDFC Bank
2.50% – 6.00% 3.00% – 6.50% View details
Indian Bank
2.90% – 5.15% 3.40% – 5.65% View details
Indian Overseas Bank
3.40% – 5.20% 3.90% – 5.70% View details
IndusInd Bank
2.50% – 6.00% 3.00% – 6.50% View details
Punjab National Bank
2.90% – 5.25% 3.50% – 5.75% View details
UCO Bank
2.55% – 5.05% 3.80% – 6.30% View details
Yes Bank
3.25% – 6.25% 3.75% – 7.25% View details

How many years FD will double?

To know the time duration in which your FD amount will get doubled, you have to divide 72 with the highest rate. For example, if the highest rate on FD is 7.05%, then the number of years in which your FD will get doubled is 72/7.05= 10.21. Thus, it will take 10 years for your FD to get doubled.

SBI FD Rates for NRIs: Less than Rs. 2 crores

Maturity Period Deposit Amount (Rs.) Interest Rate (p.a.)
1 year to below 2 years Less than 2 Crores 5.10%
2 years to below 3 years Less than 2 Crores 5.10%
3 years to below 5 years Less than 2 Crores 5.30%
5 years & up to ten years Less than 2 Crores 5.40%
Premature Withdrawal Interest is not payable for deposits withdrawn before 1 year
Premature withdrawal of Retail Term Deposits will attract penalty w.e.f April  01, 2017: ·                  0.5% if withdrawn up to Rs 5 Lakh ·                  1% if withdrawn b/w Rs 5 Lakh and Rs 1 Crore

What is the maximum FD limit?

You can deposit a maximum Rs 1.5 lakh a year under Section 80C. There is also tax deducted at source (TDS) on FD. If your interest earned from FD is more than Rs 10,000 in a year, TDS will be deducted.

SBI FD Rates for NRIs: Rs. 2 crores & Above

Maturity Period Deposit Amount (Rs.) Interest Rate (p.a.)
1 year to below 2 years 2 Crore and more 2.90 %
2 years to below 3 years 2 Crore and more 3.00 %
3 years to below 5 years 2 Crore and more 3.00 %
5 years & up to ten years 2 Crore and more 3.00 %
Premature Withdrawal Interest is not payable for deposits withdrawn before 1 year  
Premature withdrawal of Retail Term Deposits will attract penalty w.e.f April  01, 2017: Pre-mature withdrawal of the FD after 1 year – The SBI interest rates on fixed deposits will be paid at the rate applicable for the duration the FD remained with the Bank or contracted rate minus 1% penalty on premature withdrawal, whichever is lower
Can I double my money in 5 years?
If you want to double your money in 5 years, then you can apply the thumb rule in a reverse way. Divide the 72 by the number of years in which you want to double your money. So to double your money in 5 years you will have to invest money at the rate of 72/5 = 14.40% p.a. to achieve your target.
 

SBI FD Interest Rates for NRO

SBI Fixed Deposit Interest Rates for NRO: Less than Rs. 2 Crores

Maturity Period Deposit Amount (Rs.) Interest Rate (% p.a.)
7 days to 45 days Less than 2 Crores 2.90%
46 days to 179 days Less than 2 Crores 3.90%
180 days to 210 days Less than 2 Crores 4.40%
211 days to less than 1 year Less than 2 Crores 4.40%
1 year to below 2 years Less than 2 Crores 5.10%
2 years to below 3 years Less than 2 Crores 5.10%
3 years to below 5 years Less than 2 Crores 5.30%
5 years & up to ten years Less than 2 Crores 5.40%
SBI FD Rates March-2022SBI FD Rates March-2022,SBI FD Rates March-2022,SBI FD R,ates March-2022,SBI FD Rates March-2022,SBI FD Rates March-2022,sbi interest rates 2022sbi interest rates 2022,sbi interest rates 2022sbi interest rates 2022,sbi fixed deposit scheme,sbi fixed deposit scheme,sbi fixed deposit scheme,sbi fixed deposit scheme
Friends, to update, you will answer any question in your mind, you will be disabled forever, you will ask what is your answer.

ध्यान दें :- ऐसे ही केंद्र सरकार और राज्य सरकार के द्वारा शुरू की गई नई या पुरानी सरकारी योजनाओं की जानकारी हम सबसे पहले अपने इस वेबसाइटcscdigitalsevasolutions.com के माध्यम से देते हैं तो आप हमारे वेबसाइट को फॉलो करना ना भूलें ।

अगर आपको यह आर्टिकल पसंद आया है तो इसे Like और share जरूर करें ।

इस आर्टिकल को अंत तक पढ़ने के लिए धन्यवाद…

Posted by Sanjit Gupta

Join Our Group For All Information And Update, Also Follow me For Latest Information
Whatsapp Group Join Now ↗️Click Here
Facebook Page ↗️Click Here
Instagram ↗️Click Here
Telegram Channel Techguptaji ↗️Click Here
Telegram Channel Sarkari Yojana ↗️Click Here
Twitter ↗️Click Here
Website  ↗️Click Here
sbi interest rates
✔️ Which type of FD is best in SBI?

For tenure of 1 year to 5 years, one can avail the highest FD interest rates SBI of 6.20% per annum on Senior citizen SBI FD. For an investment period of 211 days to less than 2 years, the account holder can avail a 4.90% to 5.60% interest rate on FD in SBI per annum.

✔️ How many years FD will double?

To know the time duration in which your FD amount will get doubled, you have to divide 72 with the highest rate. For example, if the highest rate on FD is 7.05%, then the number of years in which your FD will get doubled is 72/7.05= 10.21. Thus, it will take 10 years for your FD to get doubled.

✔️ Which Bank FD rate is high in 2021?

Axis Bank offers the highest FD interest rate of 5.75% p.a. which is for a tenure of 5 years and above for the general public. For senior citizens, the interest rate is up to 6.50%. The second highest interest rate is 5.60% p.a. which is offered by HDFC Bank for a tenure of 5 years and above.

✔️ Can I get monthly interest on FD?

Can we get monthly interest on a fixed deposit? Yes, you can get monthly interest payouts if you choose periodic payouts and select monthly frequency. When you invest your money in FDs, you gain interest on your principal amount, obtained periodically.

✔️ What is the maximum FD limit?

You can deposit a maximum Rs 1.5 lakh a year under Section 80C. There is also tax deducted at source (TDS) on FD. If your interest earned from FD is more than Rs 10,000 in a year, TDS will be deducted.

Leave a Comment